Lesen Sie hier unsere Erfahrungen & Test mit Swaper, der estnischen P2P-Plattform. ✔️ Ist Swaper ein seriöser Anbieter? P2P Kredite Plattform Swaper bietet Geldanlagen im Crowdlending Bereich. Erfahrungen Swaper, Swaper Test. Vorteile und Nachteile von. Zumal Peteris ein Kenner der p2p Szene ist und seine Erfahrung in diesem Bereich unter anderem bei Twino sammeln konnte. Swaper war nicht mehr in meinen.
Swaper für Anleger im TestCreated with Highcharts Swaper Wandoo Finance 0 0 3 3 Net Loan Portfolio 4Q 1Q 2Q 3Q 4Q 0 1 2 3 4. Hinter Swaper, einem Person-to-Person (P2P) Kreditportal, steckt eine lettische Finanzgruppe namens “Wandoo Finance Group” mit Sitz in Riga. Das Geschäft. Lesen Sie hier unsere Erfahrungen & Test mit Swaper, der estnischen P2P-Plattform. ✔️ Ist Swaper ein seriöser Anbieter?
Swaper P2p Invest in consumer loans and earn up to 16% annually. VideoImportant Changes in my Peer-to-Peer Lending Portfolio
Swaper P2p Lage Swaper P2p - Auf Swaper investierenGenau wie im Vormonat hat Estateguru wieder Projekte im Wert von etwa 1. All loans are covered by HolzblГ¶cke buyback guarantee. Also, do you not think it is a bit odd that Swaper provides the buyback guarantee rather than Wandoo Finance? Notify me of follow-up comments by email. Keen to get started? Generally speaking, it is very much MГјhle Spiel Online line with the security Ironman 3 Online that are offered on other platforms to secure your investments in the event of bankruptcy. My Actual Return Per Lender :. Although the platform has a TrustPilot rating of 3. In addition, we also share which alternatives are worth considering. However, you will also have the option of choosing the maximum term of the specific loans that you fund. Skip to content. Please keep in mind that all comments are moderated according Swaper P2p our comment policyFamilienspiel your email address will NOT be published. In this Swaper Review we will take a look at the rates, promotional offer and statistics of this peer-to-peer lending platform.. What Is Swaper? Based in Riga (Latvia) Swaper is a peer-to-peer lending investment platform that you can invest in pre-funded short-term loans (usually one month). The loans are unsecured consumer loans originated by its parent company Wandoo Finance Group, which. Swaper is an Estonion P2P lending platform founded in The platform offers a marketplace for investments in short-term unsecured consumer loans from Central and Eastern European countries. The loans are originated by Wandoo Finance Group, the parent company of Swaper. 1/18/ · Swaper P2P also offer a “buyback guarantee” on most of their loans, which means it will buyback loans and repay principal and interest if payments are delayed more than 30 days. Swaper is owned by the Wandoo Finance Group who is a professional IT systems developer. Wandoo also originates loans and uses the Swaper platform to publish pre /5.
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Please state your consent ID and date when you contact us regarding your consent. The Easy Way. Investing in Consumer Loans A new type of asset class granting exposure to the European unsecured consumer loans market.
BuyBack When borrowers are late for more than 30 days, Swaper can buy back the loan from the investor.
Automated Investing Create Auto-Invest Portfolios to automatically make investments as loans added to platform.
Get the App Manage your investments, receive alerts and notifications. Earn bonuses on your investments.
Invite Friends Invite your friends to invest with Swaper too and earn extra bonuses based on their investments. Cashback campaigns Take part in our various cashback campaigns to earn additional bonuses on your investments.
Still, we decided to research the platform and share our opinion about it. You can read the results of our investigations in this Swaper.
So if you are currently considering investing through Swaper, we encourage you to read the review carefully. We explain in-depth about both the benefits and drawbacks of Swaper.
In addition, we also share which alternatives are worth considering. If you just want to find information about a specific topic, please use the navigation below.
You can of course also choose to read the entire review. Please be aware that the review only expresses our own opinion and investigations.
You should not consider anything in this Swaper review as financial advice. Swaper is a European P2P loan marketplace that enables you to invest in pre-funded short-term consumer loans from Poland, Denmark, and Spain.
The loans you can invest in on the platform origins from Wandoo Finance Group. The platform was launched in October in Latvia.
Since then, a very large amount of loans have been issued on the platform:. There are no fees on Swaper. Both opening an investor account, adding funds, and withdrawing funds are free of charge.
It is currently also free to sell loans on the secondary market:. But as you can see above, the sale of loans on the secondary market is a subject that may change in the future.
On Trustpilot, Swaper has managed to achieve the great rating:. With such a good Trustpilot rating, to back up its platform, Swaper is definitely a P2P platform that is worth taking a closer look at:.
In the following part of this Swaper review, we will go over some of the most important features, and why they are important to you as an investor.
By using this function, you can easily make an auto-invest strategy, which gives you the opportunity to invest in loans, without having to spend time cherry-picking loans on an ongoing basis.
In terms of reporting, it provides an overview of your portfolio. A detailed transactions list as well as the open and closed loans list are also available.
My actual performance is lower than the current interest rates, as these have increased in Spring Returns are overall in line with my expectations, although past cash drags have decreased them slightly.
Don't hesitate to read my most recent crowdlending portfolio review for detailed platforms performance comparison as well as historical performance.
For a detailed comparison of the different p2p-lending marketplaces, check out this article. To become an investor you need to be at least 18 years old, be a resident of a European Economic Area EEA country and have a bank account in a bank situated in an EEA country.
An individual is recognized as a resident if he or she is a citizen, has a residence permit or is registered as a tax payer in an EEA country. If Swaper's parent company Wandoo Finance group published audited financial reports, it would be a great step forward.
This would allow investors to assert the platform's financial solidity. For now, more reliable alternatives exist. There's of course Robocash , which has been competing with Swaper for years.
Unfortunately, it suffers from poor ergonomics. Another better alternative to Swaper is Lendermarket. It offers similar interest rates and also provides a flawless ergonomics.
In addition, loans on this platform are provided by the large financial group CreditStar, which is financially solid. Please note that this review may contain affiliate links.
It means that I will earn a commission if you decide to invest after clicking through the link — at no additional cost to you, of course -.
Please understand that I have experienced all of these companies, and I recommend them because they are helpful and useful, not because of the commissions I make if you decide to invest through my links.
My account invests into new loans every day. Are you still having problems with loan availability on Swaper? Currently all my funds are invested, but a few days ago there was still a little amount available.
Good to hear that your funds are invested. I actually like Swaper quite a lot. If you have any problems with cash drag feel free to contact me.
This can be a utility bill, bank statement, or tax statement. Once your identity has been verified, you can then proceed to make your first investment.
You will be presented with an innovative investment tool that allows you to amend a range of variables linked to the loan. Firstly, you need to decide how much you want to invest and for how long.
When it comes to the term of the investment , this ranges from months. However, you will also have the option of choosing the maximum term of the specific loans that you fund.
This starts from just 30 days, meaning that you would effectively need to engage in at least three sets of day loans to meet the 3-month minimum investment period at Swaper.
Although you have already defined how much you want to invest in total, you also need to specify the maximum investment per loan. Instead, it would wiser to diversify by lending to multiple borrowers, subsequently reducing the impact of a potential default.
You will also get the option of utilizing the auto-invest feature. This is highly useful in terms of achieving the effects of compound interest, as you will be able to grow your money much faster.
When a borrower settles a monthly repayment, and the funds are added back to your Swaper account, you can have the repayment automatically invested into additional peer-to-peer loans on the platform.
The investment tool also gives you the option of selecting which countries you want to back loans in. There are no statistics available at Swaper to indicate whether certain countries have been responsible for a higher number of defaults, so this variable offers little use.
As such, unless you have a preference for a certain country, you might be best to leave this section blank.
So now that you have entered the specifics surrounding your investment preferences, you will now need to add some funds to your account. You have two options available in this respect — which is either a traditional bank transfer or TransferWise.
Take note, your first payment will need to come from your personal bank account. After that, you can then utilize the TransferWise option, which is likely to be faster and cheaper than using your bank account.
Unfortunately, Swaper does not accept debit or credit cards, which is a bit of a draw-back. You can make the transfer with any currency of your choosing, however, if opting for anything other than GBP or EUR, Swaper will need to perform a currency exchange.
Their auto-invest system works well and funds seem to stay invested making for low cash drag. Latest Update.
So far capital has been easy to withdraw from the Swaper platform as it is repaid, and most of it arrives in my bank account the next day.
Visit The Swaper Website. Typically 1 -2 days. Loan Security: No. Provision Fund: No provision fund.
Short Term 30 day Loans. Time to Invest: Fast: large loan book. Time to Mange: None auto-invest. Lender Fees: No. Payments Received: Monthly, weekly.
Various times. Swaper is part of the Wandoo Finance Group. Swaper is not regulated as the UK Peer to Peer lenders are by the FCA, however they are actively scrutinized by the Latvian government and also they will need to adhere to European financial laws.
With many of the European lenders, investors look more at the history and strength of the lender to assess the safety of the investments.
Instead of relying on a regulator. Opening an account with Swaper is relatively easy. They typically need a copy of your passport or ID card and a utility bill or bank statement to show your current address will also be required.
Residents of any EU country can signup with Swaper. You will be provided with the relevant bank details when you go to the deposits screen. Deposits usually show up in your account the next working day depending on what time you send it, worse case 2 days.
Withdrawals are only to a verified bank account, and typically take 1 — 2 business days.A Review of the Peer-to-Peer Lending Swaper. With Swaper you can earn up to 14% Αnnually with Buyback Guarantee. Swaper is part of the Wandoo Finance Group. The Peer to Peer platform was launched in October in Riga, Latvia. In the 3 or so years the Swaper P2P platform has been up and running, it has lent out over 80€ million Euros from 2, investors to consumers in 5 countries. Launched in , Swaper is a peer-to-peer loan platform that is headquartered in Estonia. The overarching concept of the platform is that you can indirectly lend money to everyday consumers. In return, Swaper loans are accustomed to a rather juicy annual yield of 12%. About Swaper Swaperis a peer to peer lending platform offering pre-funded unsecured consumer loans investments mostly in Central and Eastern Europe. You can invest in p2p loans in countries such as Denmark, Spain and Poland with returns on investment of 12%. All the investments offered on this crowdfunding platform come with a Buyback Guarantee. Swaper is a P2P lending platform, where you can earn up to 16% annually. The minimum investment is € There are no fees for investors, including the secondary market. Swaper differs from other platforms by operating with only one loan originator, Wandoo, as well as offering all loans at a fixed 14% interest return. Über die P2P-Plattform Swaper können Anleger Geld in Kredite aus Polen und Spanien investieren. Dafür gibt es bis zu 16 Prozent Zinsen p.a. Jetzt in unserem. Lesen Sie hier unsere Erfahrungen & Test mit Swaper, der estnischen P2P-Plattform. ✔️ Ist Swaper ein seriöser Anbieter? Swaper Erfahrungen (): Wie schneidet die P2P Plattform ab? ✚ Testberichte & Bewertungen von Nutzern ✓ Jetzt zu Swaper & 2 Prozent Bonus kassieren! P2P Kredite Plattform Swaper bietet Geldanlagen im Crowdlending Bereich. Erfahrungen Swaper, Swaper Test. Vorteile und Nachteile von.