Hallo, Spotify laeuft derzeit bei mir noch ueber eine franzoesische Kreditkarte (Visa Electron). Ich moechte jetzt jedoch eine andere Kreditkarte. Warum sollte Hertz die DKB Visa nicht akzeptieren? Prepaid / Debit / Electron / nur elektronisch zu nutzende Kreditkarten / Virtuelle. Visa Bezahlkarten. Mit Visa können sie einfach und sicher bargeldlos bezahlen – im Geschäft, online und mobil, natürlich Deutsche Kreditbank AG (DKB).
DKB-VISA-Card: Kostenlose Kreditkarte zum DKB-CashHallo, Spotify laeuft derzeit bei mir noch ueber eine franzoesische Kreditkarte (Visa Electron). Ich moechte jetzt jedoch eine andere Kreditkarte. Die kostenlose Kreditkarte zum DKB-Cash. Bezahlen, sparen und weltweit Geld abheben ohne Gebühren. Die DKB-VISA-Card. Die Visa Electron ist eine Prepaid-Kreditkarte, die von der Kreditkartengesellschaft VISA ausgegeben wird. Im Gegensatz zu einer normalen Debitkarte können.
Visa Electron Dkb Navigation menu VideoWas steckt in meiner DKB-VISA-Card? Die kostenlose Kreditkarte zum DKB-Cash. Bezahlen, sparen und weltweit Geld abheben ohne Gebühren. Die DKB-VISA-Card. Neben der Classic- und der Gold-Card gibt es zum Beispiel seit einiger Zeit die sogenannte VISA Electron Kreditkarte. TIPP: Das DKB. Was ist Visa Electron Karte und wie kann man die bekommen? Die DKB Visa Card wird weder als Elektron Card noch als Debit Card von FR. Visa Bezahlkarten. Mit Visa können sie einfach und sicher bargeldlos bezahlen – im Geschäft, online und mobil, natürlich Deutsche Kreditbank AG (DKB). Cirrus Pulse Plus. I want my comment to be discarded. Hello, Thank you for the wonderful article explaining everything in Gladbach DГјsseldorf detail. From my experience, it can be useful to change the credit limit of two credit cards at the same time in order to prevent any misunderstandings. This Freezoo probably not what you want. Building a good credit standing in the country, where one lives, is Jetpack Master, for example in case one wants Olg Ajax Jobs finance something at a later point, for example a Cleague or home. I only want one Windows Solitaire Online, visa card but not credit card Casino Oldenburg. Lucas says:. However, I have never felt very comfortable carrying important documents around with me while traveling. This increases the available frames. Yes, a second Visa Card is possible. Germany has many nice places, where one can still buy houses or apartments today. Dies trifft beispielsweise auf Minderjährige, Schüler und Arbeitslose zu. I hope that helps. Something Rtl Mahjong a savings account but I can also use it to purchase once in a Fenerbahce Istanbulspor.
Casino auf Visa Electron Dkb Markt kommt Visa Electron Dkb. - Ihre VorteileMöglicherweise muss deine Karte auch erst für die sichere Onlinezahlung per 3-D Secure freigeschaltet Big Academy. Visa Electron debit cards are issued by Bahrain Islamic Bank, Raiffeisen Bank and HSBC, for example. In , Banque Misr began offering the cards. Many banks have migrated away from Visa Electron and instead issue Visa Debit cards and Visa Electron issuance is declining. Design. A Visa Electron logo, usually on the bottom right. DKB. Mit dem DKB Girokonto erhält man die kostenlose DKB Visa Card. Sie trägt nicht den Namen “DKB Visa Electron”, kann aber natürlich alles, was die Electron-Karte kann und noch mehr. Kostenloses DKB Konto mit kostenloser Visa Card eröffnen: muswellmanorholidaypark.com The DKB Visa Card can be used as a giro account or a savings account, but the chances for an account opening are not good, if you don’t live in Germany, Austria or Switzerland. If you understand German, you can even – in justified cases – open a savings account from abroad at Comdirect Bank. That is called Tagesgeld Plus. But the interest rate is very low. The free DKB checking account with the also free Visa credit card is the most famous German bank account, as it can be opened via the Internet from other countries. An overview of the most important features: free account management (no minimum deposit or the like) free Visa credit card with credit line depending on your creditworthiness and usage. With your Visa Electron debit card, managing your money is a much faster and simpler task because you do not have to carry the exact amount to make your purchases. More control of your spending. With your Visa Electron debit card you always know where your money is going, and you only spend based on the available balance in your bank account.
If you are not yet a customer of the DKB , you should use this link www. After some months, you can visit our special portal again and follow the instructions on how to apply successfully for a second Visa credit card.
You have to understand that the bank has to pay fees, even if the Visa credit cards and the worldwide cash withdrawals are free of charge for you.
Therefore, the chances to obtain a second Visa credit card are best, if the bank can see that you really also use the first one.
Does it make sense now? Clicking on it, a new page will load. Now click on the describing text next to the DKB Visa credit card, just like the arrows indicate in the illustration.
On this page you select the person for whom you request the second Visa credit card. If you are not the holder of a joint account, then this will always be your name and your current account.
At joint accounts, you will find a selection in the menu. As the DKB knows about this smart strategy too that more and more customers take advantage through a second Visa Card, the probability is very high that your new Visa credit card will be approved and issued.
Finally, it is also in the interest of the bank that its customers are satisfied and use the DKB increasingly as their main bank. One feature of a main bank is that the customers use more than one product, so e.
It can take up to two weeks until you receive the credit card, as it has to be manufactured individually. Not to be confused with Visa Debit.
Bahrain Islamic Bank. Raiffeisen Bank. Al Bawaba. BBC News. ATM Marketplace. Credit , charge and debit cards. Cash advance Charge-off. I am little confused to be honest, I have friends who do not have a proper jobs are not officially emplyoed and they managed to get this card and I am employed since January officially with proper salary and have been living in Germany since only from in Berlin and to be honest I am writing here because I cannot figure out why I am I rejected?
They have also asked me if I have permanent unbefristet Aufenhaltstitel which I do not yet but I do have permit to live and work here of course, maybe that is the reason?
Do you think I should try again is few days? Thank you. As soon as this is done, I will publish an article with instructions to do it.
The banks call this risk assessment … especially, if there is not enough data available, the computers sometimes take not quite favourable decisions.
In the second-chance option, there will be a possibility to write a few sentences about oneself and convey the planned usage of the account.
Submitting a new application with the same data today — or in a few days — will unlikely help you to open an account. You know that if you are doing the same things, you obtain the same results.
What is this 3. I believe this is the charge of the exchange fees with a maximum of 5. Withdrawal is free that I understand, but it seems you cannot escape anymore from the foreign currency fees.
As I have their other credit cards too. Strange that as one EU, it is still so difficult to open accounts in other EU countries. Fees for withdrawals in foreign currencies neither apply as at many other providers.
The DKB Visa credit card even entitles you to withdraw cash at the counters of other banks. So do not do that please, unless:.
I have tried to use my card online to purchase flight tickets, with available credit to cover the cost and more. It seems that I have to apply in writing and then get it posted to me … is that correct?
Otherwise my transaction just seems to get refused — I have tried many times to book these flights n with a foreign airline and its getting frustrating.
At online payments with the Visa credit card, the three digit code, which is stated on the back at the signature field, is often required.
You can get a solution fastest when calling the customer service of the DKB. It is available for you all around the clock and its telephone number is also stated on the back of the DKB Visa credit card.
Hello I am a little bit confused with the dbk, I want to know if I can just open account for saving purposes, maybe once in a while I can use it for buying things.
But for now I just want to save money. So what type of card should I apply for and how do I go about it. Something like a savings account but I can also use it to purchase once in a while.
I only want one card, visa card but not credit card included. Use the credit card account as a savings account. Here, the interest rate is 0.
If you do not need the card anyway, then keep it safe or cut it. This way, you are also not tempted to use the credit line. However, it will rise automatically, if one uses the DKB account as a salary account.
If it is higher, the bank must agree, but if you lower it, not. So you can set your credit limit to zero by yourself.
Hello, I am an italian student, now studying in Germany. Would those banks fit for my case? Thankyou for your help.
The DKB is a bank that makes a creditworthiness check, because it includes a Visa credit card with credit line even if the credit line is low at first.
If you currently live with a friend and your name is on the mailbox, then you can state this address.
However, you will also need an address in Germany in order to get sent the Master Card. Which is the fee? There is no charge at all? Thanks in advance.
I arrived to Germany a couple of weeks ago, because I have started to work here, and I am looking for the best option to open a bank account.
With the information that I have read during the last days, I was already pretty sure that I wanted an account in DKB.
But today, after I have found your site, I am absolutely convinced about it. Can I have all my money always in the credit one?
In that case, for all my withdrawals with the credit card in Germany and also abroad the money will be taken from the amount I have in my credit account or from the credit limit?
Is it also free for transfers that are not in euros? Are the money transfers made from the money that is in your normal account, or in your credit account?
It is a current account and a billing account for the credit card. You only have to transfer money to the credit card, credit line will increase.
You can always dispose of your deposited money. If the credit line is high enough for you depending on your creditworthiness and usage, it is between Euros to 15, at the DKB , it is not necessary to deposit money.
Even if the credit card should go into the red, no loan interest will apply. Until the monthly automatically settlement, the credit card transactions are free of interest.
Loan interest can only be on the current account, if not enough money is on it. If enough money is on the current account, then no loan interest will ever be charged.
Outgoing and ingoing transfers in a foreign currency are always subject to charges. Transfers can only take place to or from the current account DKB Cash.
The charge for ingoing or outgoing transfers in foreign currencies is 0. The exchange rates are relatively fair and usual for banks in Germany no huge surcharges, as known from Paypal, Payoneer etc.
However, it is often not very easy to get an account at the DKB, if one lives only since recently in Germany. You may have experienced that in the USA, where one has to build a certain credit history.
Direct banks that offer all important account features for free, need you to fulfil the strict requirements of the creditworthiness check, even more than a local bank.
Imagine I get my account and I deposit euros in my credit account. My question is: now I have euros in my credit account?
Thank you again and sorry for asking so much, but I like to be sure before I make a decision about banking. By the way I hope they will allow me to get my account, if I send them my contract and the documents they ask me for.
Now everything is clear for me. I am going to apply right now for my account. Thank you very much for your useful help, and congratulations for your awesome website.
I only need a free visa card for my online shoppings. Sparkasse visa card is prepaid and also, I have to pay a charge of 3 euros per month.
Is such a thing possible? Unfortunately, the article to this subject is only available in German language.
In next days I shall receive all documents and cards as confirmed by the back. My question is as follows: I already have a Giro Konto with Postbank which is also my salary account and I want to keep it that way.
I do not have credit card with Postbank. I want to use new DKB konto as second account specially because of its credit card which I can widely use to take out cash worldwide and make online purchases.
So, do I have to make DKB account as my salary account? Can I increase my credit limit by transferring certain amount of money from post bank to DKB each month?
Thanks in advance for your reply! If you let your salary payments be transferred to the DKB, you can get a higher credit line on the credit card and on the current account overdraft facility.
After the 1st salary payment, a credit limit of up to double the monthly net income would be possible. One has to request the increasement.
However, you can just leave it as it is and increase the credit line through transfers to the credit card account.
Hi My family and I shall be moving to Berlin in a few weeks time with my husbands work. We need to get a bank account asap once we get there.
We were set on DKB but after reading above, do I understand correctly that this will be difficult after only being there for a few days?
We will also we need to obtain a schufa to get an apartment, Any idea when we can do this after we open any bank account please?
Yes, that is right. The DKB offers a real credit card with a line of credit and therefore always checks the credit rating. If an application for an account is successful, though, will only show, once it has been filed :.
Good luck. I find very confusing the saving account topic but I am really interested in understanding it better so correct if I am wrong:. In this case, I receive my salary directly in my current account.
For paying you suggest using only the credit card 1. Then, in the 20 to 22 day of the month the balance is automatically done so that we are not in red in the Credit Card 1.
You never pay interest for being in the red with the credit card — so being in red with it does not matter. But once the balance is done you now start to pay interest for being in the red on the current account.
This is probably not what you want. So it would be advisable to transfer money from your second credit card to your current account, so that you have for example.
It might be a practical idea for some people not to set up the account so that it transfers all money from the current account in the first place, but so that it always leaves some money on the current account and only transfers everything above a threshold to the savings account.
I hope that helps. Are you stating Option 1: open a Tagesgeld and ask for another visa credit card for the saving or Option 2: open a DKB Cash as it already pays a small interest and use the Visa card for shopping or Option 3: on top of option 2 ask for another visa credit card and save money in that visa card.
I would like to sign up for a DKB credit card basically for online shopping. I do not speak fluent german.
Do you think I will have issues handling this credit card? Please have another look at point 4 of the article above. In my case, I would only need the card for a similar example as this one provided on your website:.
However, you should check the credit limit beforehand and if necessary deposit the amount your will need.
My question is: how much do I need to call the bank services and how much can be simply done online? I tried to use the DKB-Cash link, which allows you to specify that your country of residence is USA, but then it says the account cannot be opened.
I contacted DKB about this and they told me that only citizens of Germany, Austria and Switzerland can open an account.
Of course, that is possible. The banking account as such does not accumulate interest, and the credit card only does, if you put additional money onto it.
If you use your DKB account as your regular account for your salary, you will receive a credit line on your banking account, so that you might be able to do without additional money transfers between the two cards.
I need to open an account ideally before I start. Can I do this online before I arrive or do I have to make an appointment with the bank once I am there?.
Any advice please. I have been reading your blog and I have found many answers. However, I want to know if you might have some recomendations for me.
So kann es sein, dass Sie an einem Automaten nur einen geringeren Betrag als den eigentlich von Ihnen gewünschten ausgezahlt bekommen. Durch Visa ist allerdings festgelegt, dass pro Abhebung Beträge von bis zu Euro auszuzahlen sind.
Bitte beachten Sie daher die Hinweise am Geldautomaten. Bezahlen Sie z. Danach können Sie jederzeit entspannt kontaktlos bezahlen.
Sollte das kontaktlose Bezahlen einmal nicht funktionieren, nachdem Sie so schon häufiger bezahlt haben, setzen Sie die Karte zwischendurch einfach einmal kontaktbasiert mit PIN ein Karte in das Bezahl-Terminal stecken.
Aus Sicherheitsgründen ist dies von Zeit zu Zeit notwendig. Immer und überall mit der DKB bezahlen. Ihre Vorteile keine Jahresgebühr.
DKB-Cash beantragen. Vorteile der kostenlosen Kreditkarte.Kunden können im Monat maximal Mahjong Levels Pfund kostenlos abheben. Bahigo App kann ich diese bekommen? Unterstütze andere bei der Wahl der richtigen Prepaid-Karte, indem Du Deinen persönlichen Erfahrungsbericht mit anderen Nutzern teilst.